EST · 2026

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Life After Moving · 3 minutes · free

US relocation budget calculator

How much moving to the US costs from Russia, Ukraine, Kazakhstan, Belarus, Uzbekistan, Armenia, Georgia, Kyrgyzstan or Europe: flights, visas, housing, insurance and savings for the first months — for your city and family.

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Life after moving · 3 minutes

US relocation budget

Where you’re moving from, to which city and with whom — and how much money you need to live calmly for the first months.

Moving from
US city
Year of the move
Inflation per yearIn the US usually 2–4%
Basis for the moveAffects fees and legal costs
Adults
Children
Savings for how many monthsBefore you have US income
Setting upFurniture, dishes, appliances
Car
PetFlights and documents
LawyerConsultation and support

Estimated budget · Russia → Miami · 2026

$36,180

≈ In 2026 prices.

Of this, before departure: $2,540 · after arrival, living costs per month: $4,320

Travel$1,020
Tickets for 1 people, extra baggage.
Documents and visas$1,520
Consular fee and immigrant fee per person. Trip to the interview. Document translations.
Moving into an apartment$5,500
First month and deposit, credit check.
Setting up$2,500
Furniture, dishes, appliances, household items.
Car$12,000
A used car for cash — simpler without credit history.
Living 3 mo.$10,350
Rent, food, insurance, phone, transport — $4,320 per month.
Emergency reserve$3,290
10% on top: deposits, fines, exchange rate.

what matters to you

Russian bank cards don’t work abroad: bring cash and declare $10,000 or more on entry.

The visa interview takes place in a third country (usually Warsaw or Astana) — tickets and lodging are included.

In Miami almost everything depends on a car — get your license and insurance in the first month.

An estimate in US dollars: based on 2026 prices, adjusted for the inflation you chose. Check fees on uscis.gov and travel.state.gov, and rent on listing sites for your city. This is not legal or financial advice.

Diagram

How it works

The calculator adds up travel, fees, moving into an apartment, setting up and living costs for the months you choose, then adds 10% for the unexpected.

How much does it cost to move to the US in 2026?

Moving to the US usually costs one person between $8,000 and $25,000, and a family with children between $20,000 and $50,000 or more. The range is huge: it all depends on the city, the basis for your move and how much you are ready to spend at the start.

The calculator builds your budget from real line items: visa and legal fees, flights, first month’s rent plus deposit, furniture and appliances, a car, insurance and a cushion for the first months without income.

What goes into a moving budget

Before you fly: preparing documents, apostilles and translations, consular fees, a medical exam, flights and shipping your belongings. You need this money in advance — you can’t borrow it in the US.

After you arrive: rent (usually the first month plus a deposit of one to two months), utilities, a phone plan, furniture, a car and insurance. In most US cities it’s hard to live without a car, so it is often the largest one-time expense.

A safety cushion: the editors recommend budgeting for at least 3–6 months of living without income. Finding a job or your first clients almost always takes longer than it seems.

Why the estimate is approximate — and how to account for inflation

All amounts are a guide in 2026 prices. If you plan to move later, choose your moving year and expected inflation, and the calculator will recalculate your budget. US inflation has generally stayed around 2–4% a year recently, but rents in big cities can rise faster.

Before you decide, check rents in your chosen neighborhood, flight prices for your dates and current fees on official websites. Discuss legal immigration questions with a licensed immigration attorney.

How to cut your moving costs

Don’t ship furniture: a container almost always costs more than buying new or used once you arrive. Bring documents, valuables and keepsakes.

Rent a place for 1–2 months through a short-term rental service and look for a permanent home once you’re there — you’re less likely to overpay for the wrong neighborhood.

Compare cities: rent in Miami, New York or Los Angeles can be twice as high as in Tampa, Austin or Charlotte.

FAQ

How much money do I need to move to the US on my own?+

A guide for one person is $8,000 to $25,000, including a cushion for the first months. The exact amount depends on the city, the visa and whether you need a car. The calculator above works it out for your situation.

How much does it cost to move a family with children?+

Usually $20,000 to $50,000: a larger home, a higher deposit, school costs, health insurance and a second car.

Should I account for inflation if I’m moving in a year or two?+

Yes. Choose your moving year and inflation rate in the calculator — amounts are recalculated from 2026 prices. It’s still an approximate estimate.

What is the biggest expense when moving to the US?+

Most often, housing at the start (deposit plus first month) and a car. Together they can take up more than half of the budget.

The magazine’s tools are for self-checking. They don’t diagnose and don’t replace a specialist’s advice. Calculations run in your browser.

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